Understanding Title Insurance: Why It Matters and How You Can Get It for Free

When you're buying a home, there are many terms and services that might sound unfamiliar. One of the most important, yet often overlooked, is title insurance. At National Properties Realty, we believe in educating our clients so they can make confident, informed decisions—and in this blog, we're breaking down exactly what title insurance is and why it matters.

What Is Title Insurance?

Title insurance is a type of protection that covers you against financial losses related to the ownership of a property. Before you close on a home, a title company checks the history of the property to ensure there are no issues like unpaid taxes, liens, or ownership disputes. But even with a thorough title search, hidden problems can sometimes surface later. That's where title insurance comes in.

In short, title insurance protects you from legal issues that could threaten your ownership rights after you buy the property. It provides peace of mind that your investment is secure.

Why Is Title Insurance Important?

Buying real estate is a major financial commitment. Title insurance helps ensure that you’re not buying into legal trouble you didn’t create. Without it, you could be responsible for resolving previous owners' debts or disputes that weren’t discovered before closing.

Some examples of what title insurance can cover:

• Undiscovered liens or unpaid property taxes

• Clerical errors in public records

• Unknown heirs claiming ownership

• Legal disputes over property boundaries

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The Cost of Title Insurance

Typically, title insurance can cost buyers anywhere from $1,000 to $4,500, depending on the value of the property and the title company. These are one-time fees paid at closing—but they can significantly increase your total transaction cost.

Our Offer: Title Insurance at No Cost to You

At National Properties Realty, we do things differently. When you work with Jorge A. Fernandez, P.A. as your real estate broker, we provide title insurance and closing services at no cost to you as part of our

Promotional Program.

This means you get the legal protection you need, backed by over 40 years of experience, without paying extra fees. It's our way of delivering full value and security to our clients—from day one to closing.

Ready to Buy with Confidence?

If you're planning to buy a property in South Florida or Punta Cana, let us help you make the process smart, simple, and secure. Reach out today to learn more about our program and how you can save thousands of dollars in legal and closing costs.

National Properties Realty

Your Trusted Partner in Real Estate + Legal Expertise

Se habla Español | Serving South Florida & Punta Cana

Title Insurance: Why It Matters and How You Can Get It for Free