The True Cost of Buying a Home: What Every Buyer Should Know

Buying a home is one of the most significant financial decisions you’ll ever make. Beyond the listing price, there are several additional costs that buyers often overlook. Understanding these expenses can help you budget properly and avoid surprises at closing.

Hidden Costs in a Real Estate Transaction

When purchasing a property, the advertised price is just the beginning. Some of the common costs associated with buying a home include:

🔹 Broker Commission – While sellers typically pay the real estate commission, buyers indirectly factor this into the price of the home.

🔹 Legal Fees – Hiring an attorney to review contracts, handle title searches, and manage closing documents can cost between $1,500 and $2,000.

🔹 Title & Closing Costs – These fees, which include title insurance, escrow services, and processing fees, typically range from $4,200 to $4,500.

🔹 Realtor Processing Fee – Some brokerages charge a processing fee of around $495, which adds to your transaction costs.

These expenses can add up, sometimes costing buyers thousands of dollars on top of the purchase price.

How to Save on Your Home Purchase

At National Properties Realty, we believe in making homeownership more affordable. That’s why we offer a Promotional Program that eliminates attorney fees and covers title and closing costs—saving buyers up to $6,500+.

With Jorge A. Fernandez, an experienced real estate attorney and broker, guiding you through the process, you can buy with confidence and keep more money in your pocket.

Want to learn more? Let’s talk!